Foreclosure Defense

Foreclosure is when a lender seeks the forceful extinguishment of the ownership, possession, and lien rights of owners and other parties in a mortgaged property, so that the lender can sell the property at auction.  These cases normally are filed when the borrower fails to keep up on mortgage payments. In Illinois, all foreclosures go through the courts, so they are known as judicial foreclosures.

JEP lawyers working on Foreclosure Defense provide services that may include:

  • Foreclosure Defense: when a borrower files defenses and counterclaims that it may have to the foreclosure.
  • Modifications: the lender and the borrower work out a deal to bring the mortgage current.
  • Deed in Lieu: the borrower enters an agreement with the lender to hand the property over to the bank directly, in exchange for dropping the lawsuit.
  • Consent Foreclosure: the bank and the borrower agree to have the court order that the lender has absolute title to the property secured by the mortgage, and that the borrower is released from any liability on the underlying debt.
  • Magda Derisma

    Derisma Law

    www.derismalaw.com

    Magda Derisma works to help working class people get out of debt, gain a fresh start, and build wealth through real estate. Specifically, Magda represents clients in Chapter 7 and Chapter 13 bankruptcies, loan modifications, and real estate transactions. At the age of 19, Magda graduated with a Bachelor of Arts, Magna Cum Laude, from the University of Florida. Magda received her Juris Doctorate and Masters in Public Policy from Loyola University Chicago. While in law school she worked as a summer judicial law clerk for Bankruptcy Judge, the Honorable Judge Laurel M. Isicoff. Magda has served her community as a classroom teacher, children’s rights advocate, political analyst, education consultant, lobbyist, and attorney. Magda is a fierce advocate who prides herself on a high standard of legal ethics and giving her clients a fresh start. You can reach Magda at (312) 788-9259 or mderisma@derismalaw.com.


  • Brian Gilbert

    Chicago Advocate Legal NFP

    www.chicagoadvocatelegal.com/

    Brian Gilbert is a Chicago area attorney specializing in housing, real estate and consumer law, and is part of Chicago Advocate Legal NFP. His practice is dedicated to serving low and moderate income individuals and families with landlord/tenant issues, including security deposit withholdings, evictions, bad conditions, and more. Brian earned his J.D. as a Dean’s List student at The John Marshall Law School in Chicago, and his B.A., Cum Laude, from Carleton College in Northfield, Minnesota. He holds a Certificate in Health Law from The John Marshall Law School as well. You can reach him by phone at (312) 561-5510, or email at cal@chicagoadvocatelegal.com.


  • Agostino Filippone

    Filippone Law, LLC

    www.filippone-law.com

    Augie Filippone started Filippone Law, LLC so that he could provide the focused, experienced, and dedicated counseling his clients deserve. His practice area includes business, consumer, and injury law. Augie received a Bachelor of Arts from Knox College, Juris Doctor from Loyola University Chicago School of Law, Master of Business Administration from Loyola University Chicago Quinlan School of Business, and a Master of Science in Operations Management from the University of Arkansas School of Engineering. During law school, he was News Editor for the Consumer Law Review and was a member of its Executive Board. Augie is licensed to practice law in Illinois and the U.S. District Court for the Northern District of Illinois. Augie is a strong supporter of community service and a proud member of several Chicagoland area programs, including Chicago Volunteer Legal Services, CARPLS, and Junior Achievement. He is also a Commissioner with the Village of Mount Prospect, serving on the Planning and Zoning Board. Augie can be reached via email at ASF@Filippone-Law.com or by phone at (847)346-5565.


  • Daniel Brown

    The Law Office of Daniel Brown

    www.mainstreetattorney.com

    Daniel Brown is a consumer advocate. He dedicates his practice to helping regular people fight back against big banks and aggressive debt collectors. He helps consumers with bills sent to collections, creditor lawsuits, wage garnishment, repossession, foreclosure, and bankruptcy. Consumer protection laws give people rights against their creditors. Daniel helps his clients understand these rights and develops a legal strategy that’s tailored to each client’s unique circumstances. He also offers affordable flat rates, contingency fees, and subscription pricing options instead of unpredictable hourly fees. He is passionate about delivering top quality legal services to ordinary people struggling with debt. Daniel earned his J.D. cum laude from Harvard Law School in 2009. He can be reached at (773) 453-7410 or daniel@mainstreetattorney.com.


  • Mark Almanza

    Almanza Law LLC

    www.almanzalaw.com

    Mark Almanza is an alumnus of University of Chicago Law School and a veteran of the United States Air Force. Mark is committed to working with clients to obtain affordable access to the legal representation they deserve. Prior to founding Almanza Law, Mark worked at Lawndale Christian Legal Center, a non-profit law office representing youth in juvenile and criminal court, and has handled numerous felony, misdemeanor, and traffic cases ranging from DUI through First Degree Murder. Mark currently works with First Defense Legal Aid providing representation during arrest and investigations by the Chicago Police Department. As a child of immigrant parents, Mark understands the difficulties the immigrant community faces and is dedicated to helping clients navigate the complexities of the immigration system. Additionally, Mark has experience in real estate issues including handling mortgage foreclosures during the housing crisis and landlord/tenant issues. Mark focuses his practice on criminal defense, immigration, and residential real estate. Mark can be reached at (312) 380-9012 or mark.almanza@almanzalaw.com.