Foreclosure Defense

Foreclosure is when a lender seeks the forceful extinguishment of the ownership, possession, and lien rights of owners and other parties in a mortgaged property, so that the lender can sell the property at auction.  These cases normally are filed when the borrower fails to keep up on mortgage payments. In Illinois, all foreclosures go through the courts, so they are known as judicial foreclosures.

JEP lawyers working on Foreclosure Defense provide services that may include:

  • Foreclosure Defense: when a borrower files defenses and counterclaims that it may have to the foreclosure.
  • Modifications: the lender and the borrower work out a deal to bring the mortgage current.
  • Deed in Lieu: the borrower enters an agreement with the lender to hand the property over to the bank directly, in exchange for dropping the lawsuit.
  • Consent Foreclosure: the bank and the borrower agree to have the court order that the lender has absolute title to the property secured by the mortgage, and that the borrower is released from any liability on the underlying debt.
  • Daniel Brown

    The Law Office of Daniel Brown

    www.mainstreetattorney.com

    Daniel Brown is a consumer advocate. He dedicates his practice to helping regular people fight back against big banks and aggressive debt collectors. He helps consumers with bills sent to collections, creditor lawsuits, wage garnishment, repossession, foreclosure, and bankruptcy. Consumer protection laws give people rights against their creditors. Daniel helps his clients understand these rights and develops a legal strategy that’s tailored to each client’s unique circumstances. He also offers affordable flat rates, contingency fees, and subscription pricing options instead of unpredictable hourly fees. He is passionate about delivering top quality legal services to ordinary people struggling with debt. Daniel earned his J.D. cum laude from Harvard Law School in 2009. He can be reached at (773) 453-7410 or daniel@mainstreetattorney.com.


  • Brian Gilbert

    Chicago Advocate Legal NFP

    www.chicagoadvocatelegal.com/

    Brian Gilbert is a Chicago area attorney specializing in housing, real estate and consumer law, and is part of Chicago Advocate Legal NFP. His practice is dedicated to serving low and moderate income individuals and families with landlord/tenant issues, including security deposit withholdings, evictions, bad conditions, and more. Brian earned his J.D. as a Dean’s List student at The John Marshall Law School in Chicago, and his B.A., Cum Laude, from Carleton College in Northfield, Minnesota. He holds a Certificate in Health Law from The John Marshall Law School as well. You can reach him by phone at (312) 561-5510, or email at cal@chicagoadvocatelegal.com.


  • Mark Almanza

    Almanza Law LLC

    www.almanzalaw.com

    Mark Almanza is an alumnus of University of Chicago Law School and a veteran of the United States Air Force. Mark is committed to working with clients to obtain affordable access to the legal representation they deserve. Prior to founding Almanza Law, Mark worked at Lawndale Christian Legal Center, a non-profit law office representing youth in juvenile and criminal court, and has handled numerous felony, misdemeanor, and traffic cases ranging from DUI through First Degree Murder. Mark currently works with First Defense Legal Aid providing representation during arrest and investigations by the Chicago Police Department. As a child of immigrant parents, Mark understands the difficulties the immigrant community faces and is dedicated to helping clients navigate the complexities of the immigration system. Additionally, Mark has experience in real estate issues including handling mortgage foreclosures during the housing crisis and landlord/tenant issues. Mark focuses his practice on criminal defense, immigration, and residential real estate. Mark can be reached at (312) 380-9012 or mark.almanza@almanzalaw.com.